At VATIV, short for INNOVATIVE, we specialize in two services:

• Bankruptcy Management
• Deceased Account Processing

Some clients choose us for expert bankruptcy recovery, while others choose our deceased account solutions. Of course, many clients find it easier and effective to use VATIV for both services.

Our experience in the fundamentals of both bankruptcy and deceased account recovery processing, coupled with our tracking and reporting systems, allow VATIV to provide higher quality and more cost-effective solutions in these important specialities than other companies.

VATIV will save you the time and expense of full-time employees dedicated to the administration of these reclamation procedures.

In addition to partnering with your team to integrate and execute on this mission, VATIV will keep you up to date on pending legislation and its potential effects on your business.

Ten Questions All Creditors
Should Ask Themselves:

1. Are our employees trained to understand the ever changing bankruptcy and deceased reclamation processes? Do they receive updates concerning changes to the county, state, and federal laws and court procedures? Are they periodically re-trained?
   
   
2. Without using expensive attorney time, do our employees have a thorough understanding of the correspondence that is generated by the courts, as well as from the consumers' attorneys?
   
   
3. Do we file properly and timely on all Chapter 13’s, 12’s,11’s or asset 7 cases?  Do we understand the timing of identifying probate?
   
   
4. Have we pursued our secured interests?
   
   
5. Do we initiate adversarial action for a pending bankruptcy, or open a probate on a deceased account when it is appropriate?
   
   
6. What happens when a trustee fails to remit a scheduled payment?  Do we know when an estate is expected to pay?
   
   
7. How do we know if a county has accepted a claim in probate?
   
   
8. Does our process produce timely, detailed, and accurate reporting that charts filings, court-allowed balances, expected dismissal rate, changes, and projected returns?
   
   
9. Have we questioned the amounts the courts have awarded us on our accounts?
   
   
10. Are our processes periodically reviewed, and are our methods tested?

VATIV can provide you with affirmative responses to each of these questions, as we specialize in both bankruptcy and deceased account reclamation.